How to Provide Healthcare for Your Small Biz Team Without Going Broke

If you’ve been an employer for any length of time, you have inevitably been asked about benefits. “Would it be possible for you to provide me with some healthcare?” our workers ask, hoping the answer will be different this year than the one they received last year.

According to a 2020 Kaiser Family Foundation Report, 48% of businesses with three to nine employees offered health insurance in 2020, and 53% of businesses with fewer than 50 employees offered health insurance.

Although health insurance is costly for small business owners, providing this benefit is a key way to attract good talent, which can help you remain competitive in your business. The good news is that today, offering health insurance doesn’t mean that you have to go broke as a small business owner. Today, there are some affordable approaches to providing this benefit. One of these is small-group health insurance providers.

If you have fewer than 50 full-time employees, small-group health insurance providers assess risk based on the entire pool of employees rather than establishing rates based on each individual. The result: lower premiums based on the group than what individuals would pay if they purchased insurance independently through

Need more info on Small-group health insurance? Visit to learn how these plans are regulated through the Affordable Care Act, how to enroll in a plan, and employer requirements.